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Can My Settlement Charges Change?

http://bucket.wistia.com/medias/5g7wiiag8n?embedType=async&videoFoam=true&videoWidth=640 Yes, if circumstances change, such as: a natural disaster damages the property or affects closing costs the title insurer providing the estimate goes out of business...

Can Creditors Revise TRID Loan Estimates?

http://bucket.wistia.com/medias/hmmczd3v8t?embedType=async&videoFoam=true&videoWidth=640 Creditors are generally bound by the initial Loan Estimate. They are permitted to provide a revised Loan Estimate only under certain changed circumstances. These include...

Could My Loan Costs Exceed The Loan Estimate?

http://bucket.wistia.com/medias/dbf60z4vv0?embedType=async&videoFoam=true&videoWidth=640 Yes, within defined limits. Service charges for which YOU shop and select a provider may change; the creditor is NOT responsible for providers who are NOT on their written...

What Will The TRID Loan Estimate Tell Me?

http://bucket.wistia.com/medias/wgjfsdklpn?embedType=async&videoFoam=true&videoWidth=640 The Loan Estimate documents the essential facts and terms of an approved real estate loan. It includes: loan terms projected payments and loan costs cash and costs at...

Do Creditors Have To Approve TRID Loans In 3 Days?

http://bucket.wistia.com/medias/zsdupi9iyl?embedType=async&videoFoam=true&videoWidth=640 If your loan is approved, on the terms you requested the creditor is required to provide a Loan Estimate within 3 business days. If they determine that your application...